Payments &
Insurance
For your convenience, Utica Dental accepts a variety of payment methods, including cash, personal checks, and major credit and debit cards. We strive to make the payment process simple and straightforward at every visit. For patients who prefer extended payment options, we also offer flexible third-party financing solutions to help make care more accessible. You can learn more about our additional payment methods and financing options below. If you have any questions, our team is always happy to help.
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At Utica Dental, we care deeply about making dentistry accessible for every family in our community. Our in-house membership plan starts at just $29 per month for adults and $19 per month for children, offering preventive care and thoughtful savings on additional treatment — all without the stress of traditional insurance. It’s a simple, transparent way to keep your family smiling, with the personalized care and hometown trust you deserve.
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We are happy to work with many major insurance providers, including Aetna, Anthem, Cigna, Delta Dental, Guardian, MetLife, Principal, and more. Our team will always do our best to help you understand and maximize your benefits. To accurately verify your coverage and estimate your portion of care costs, we require a copy of your current insurance card prior to treatment.
Because insurance networks can vary by employer plan and may change throughout the year, we encourage patients to contact their insurance company directly or visit their provider’s website to confirm whether Utica Dental is considered in-network under their specific plan. This helps prevent confusion and ensures you receive the most accurate information regarding your coverage. Of course, we are always here to assist and answer any questions along the way.
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We work with Cherry to offer true 0% APR financing for patients. See below for details.