Insurance & Payments

For your convenience, Utica Dental accepts a variety of payment methods, including cash, personal checks, and major credit and debit cards. We strive to make the payment process simple and straightforward at every visit. For patients who prefer extended payment options, we also offer flexible third-party financing solutions to help make care more accessible. You can learn more about our additional payment methods and financing options below. If you have any questions, our team is always happy to help.

In-House Membership Plan

At Utica Dental, we care deeply about making dentistry accessible for every family in our community. Our in-house membership plan starts at just $29 per month for adults and $19 per month for children, offering preventive care and thoughtful savings on additional treatment — all without the stress of traditional insurance. It’s a simple, transparent way to keep your family smiling, with the personalized care and hometown trust you deserve.

Insurance

We are happy to work with many major insurance providers, including Aetna, Anthem, Cigna, Delta Dental, Guardian, MetLife, Principal, and more. Our team will always do our best to help you understand and maximize your benefits. To accurately verify your coverage and estimate your portion of care costs, we require a copy of your current insurance card prior to treatment.

Financing

We work with Cherry to offer true 0% APR financing for patients.